Our company was founded upon the desire to achieve excellence in the mortgage industry.
Keeping the needs and desires of our clients in mind, we have developed one of the
best running mortgage companies around.

Silver State Mortgage was incorporated in the state of Nevada on June 29, 1994 and
operates as a mortgage banking corporation. Silver State Mortgage originates, warehouses,
and markets residential real estate mortgage loans in the Southern Nevada areas. The
company operates both retail and wholesale loan operations in the state of Nevada.

Silver State Mortgage has experienced phenomenal growth in the past few years, which has
led to the company becoming the premier local direct lender in the state of Nevada.
This growth is due to a variety of factors, including hiring/contracting high-volume loan
officers, excellent networking with key local centers of influence, an aggressive management
style, and good local and national mortgage market conditions.

The company funded $1.3 billion in loans for the 2004 fiscal year. This was an increase
from $724 million in 2003. Gross revenues for 2004 were $42.8 million. Silver State Mortgage
was recognized for its phenomenal growth on the 2004 Inc. 500© list (#159).

Silver State Mortgage provides customers with all the necessary tools to make their mortgage
experience simple and effortless. With excellent loan officers and a wide array of loan
programs available, the company has a loan to fit the needs of virtually every home loan
customer.

Projections for the near future of Silver State Mortgage call for continued growth locally.
In addition to projected local growth, the company is currently opening operations in various
other states, including California, Arizona, Texas, Florida and Washington.